A Majority Of India’s Workforce Is Employed In Short-Term, Non-Permanent Platform-Based Work, Commonly Referred To As The Gig Economy.
Access to financial services for this segment workers is always a challenge from traditional financial institutions. Problems faced by this segment are:
- Limited formal financial products
- Reliance on informal channels
- Credit is used as a substitute for savings and insurance
- Poor financial literacy and know-how
Our Initiatives
Dvara Money Aims To Be The Trusted Partner For Financial Wellness To The Urban Low-Income Household.
To accomplish this mission, Dvara Money offers wealth management services and distribution of financial products by leveraging technology and deep customer insights to deliver focused and suitable solutions to urban underserved.
Using ‘Spark’, a mobile application developed in-house, the company weaves together a customised bouquet of financial products across savings, loans, insurance, investments, and tax, helping chart a path towards financial wellness for customers in a user-friendly manner.
To further serve the taxi drivers and other gig and unorganised communities to file their taxes and help plan their finances, award-winning socially driven startup, CabDost, merges with Dvara Money to enable financial inclusion through financial advisory and tax filing, exclusively built for the urban underserved.
Dvara Initiatives
Impact
At A Glance
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Pramod is the Co-Founder and CEO at Dvara Money and has extensive experience spanning over 20+ years working in different roles and various technologies across domains in companies like Cisco, NetApp, and Avaya. He has also partnered and mentored multiple start-ups as part of his experience. He holds a Bachelor’s degree in Electronics and Communication and a Masters in Business Administration.
Govindarajan Kadambi is a co-founder at Dvara Money. He brings nearly three decades of experience in the technology sector to his role at Dvara Money. He has held significant positions at Infosys and Cognizant, and headed Sterling Software, a CAMS subsidiary, that is responsible for development and maintenance of platforms across mutual funds, alternative investments, payments, insurance, and pension funds. An alumnus of IIT Madras and the Indian School of Business (ISB), Govind now leads the Tech, Product, Finance, and Compliance teams at Dvara Money, driving innovation and strategic growth.
Clemenston Varghese is a banking professional with 24+ years of experience across various banks and NBFC’s. He has handled various Retail Assets (Secured and Unsecured Loans) and Retail Liability products and has worked across all the major metros of India.