Job Category: Investment Analyst
Job Type: Full Time
Job Location: Chennai
Job Company: Dvara Holdings
Number of Position: 1

About the Company

‘Dvara’ Coined From The Sanskrit Word  ‘Dvarata’, meaning ‘Access’, Speaks To the Vision of Enabling Opportunities and New Beginnings for Millions of Low-Income Households.

The Dvara Group is led and managed by professionals with a strong belief in the transformative power of financial services. The group is interested in systemic change and therefore undertakes two kinds of activities: policy research and, investing in/supporting commercial efforts where it believes that there is a market gap.

Dvara believes that a good financial system should deliver on both, inclusion as well as stability, and that a financial system that has the best chance of delivering on this mission would encourage specialisation and be characterised by three key pillars, viz. High Quality Origination – to bridge the “last-mile” challenge; Orderly Risk Transmission – so that risk is transferred to those with the best capability to manage it; and, Robust Risk Aggregation – such that as reasonable number of large, diversified and well-regulated financial institutions (Banks, Insurance Companies, Pension Funds) can warehouse and manage risks transmitted by originators and customers.

Ensuring comprehensive financial inclusion for low-income households (LIH) involves enabling access to basic financial services such as savings, credit, insurance and pensions in a manner that meets their financial needs and aspirations. The deep, continuous exchange between Dvara group of companies and the communities in which they are embedded strengthens the foundation of mutual commitment.

Dvara Holdings

Founded in 2008, Dvara Trust (now Dvara Holdings Private Limited) was formerly known as IFMR Trust. Dvara Holdings is a Section 8 Not for Profit Company.

Dvara’s mission is to ensure that every individual and every enterprise has complete access to financial services. Dvara is a unique organization with initiatives ranging from rural financial services, rural technology for better credit assessment, employing cutting-edge technology catering to urban newly banked financial requirements, to policy research and advocacy.

The core value proposition of the Dvara model is, to focus on reduction in time it takes to build start-ups by significantly reducing the risk, at the same time attract more talent to ideate and innovate on new problem statements. Dvara’s business model is designed to reflect the same principles as a Venture Studio. Dvara’s Venture Studio (DVS) provides a greater hands-on approach and a suite of early-stage services like a platform to launch the minimum viable product and achieve product-market fit in the closed environment of Dvara’s ecosystem, giving entrepreneurs greater leeway to experiment.

Dvara’s Studio Fund provides access to capital to multiple founders in parallel to be able to make their start-up ideas into profitable ventures.

Since 2008, Dvara has served millions of households in India through various group companies viz.

About the Role

Position Title:
  • Investment Analyst
Function:
  • Strategy and Investments
Functional Head:
  • Anuradha Kulkarni
Location:
  • Chennai

As an Investment Analyst, you will play a crucial role in supporting our investment team in researching, analyzing, and executing investment strategies. You will play a multifaceted role, extending support to the founder’s office of DVARA’s portfolio entities and contributing to transaction advisory services and legal documentation. This position offers a unique opportunity to gain exposure to various departments while working alongside experienced professionals in the industry.

Duties & Responsibilities

Financial Modelling & Analysis:
  • Develop financial models for investment opportunities, including projected financial statements, valuation models, sensitivity analysis, unit economics, and benchmarking.
  • Coordinate, prepare, and review financial reports, ensuring accuracy and performing financial analysis.
  • Analyze results, identify trends, and provide recommendations for optimization.
  • Prepare and coordinate the development of budgets (Annual Operating Plans/ Business Plans) for the Group.
Transaction Support and Advisory:
  • Work closely with stakeholders to execute transactions.
  • Ensure tax-efficient and legally sound investment structures aligned with the company’s strategy.
  • Negotiate terms of investment opportunities with the Executive team.
Portfolio Management:
  • Assist in managing the company’s investment portfolio, monitoring performance, and creating management reports.
  • Identify and assess potential risks, developing risk mitigation strategies.
  • Prepare investment materials, including memos and pitch decks, for presentation to management and investors.
Investor Relations and Reporting:
  • Prepare reports for investors, including financial statements and performance updates.
  • Deliver presentations to senior management and investors, communicating financial analysis and investment recommendations.
Investment Strategy Development:
  • Work with the Executive team to identify investment opportunities and develop strategies.
  • Conduct research on industry trends, competitive landscape, and emerging technologies.
  • Identify and research potential investment opportunities, build relationships with stakeholders, and participate in deal sourcing efforts.
  • Conduct thorough diligence on potential investments, including financial and legal analysis.
Stakeholder Management, Compliance and Regulations:
  • Coordinate and collaborate with external organizations for financial data and analysis.
  • Ensure compliance with regulatory requirements and monitor changes in regulations impacting investment strategies.
Key Performance Attributes:
  • Relevant bachelor’s degree (Finance, Accounting, Business Administration, Economics, Commerce).
  • Chartered accountant or equivalent professional qualification with 3 to 5 years post-qualification experience.
  • Demonstrated good judgment, analytical skills, and problem-solving abilities.
  • Proficiency in Financial Modeling and presentation tools.
  • Excellent interpersonal and communication skills (both written and verbal).
  • Strong delivery focus, excellent team player, and ability to function in multi-cultural environments.
  • Ability to work effectively in multi-disciplinary teams within a matrix environment.
Competencies:
  • Transaction advisory – providing strategic advice, assessing financial impacts, and negotiating transactions for optimal outcomes.
  • Legal documentation – reviewing legal documents, ensuring commercial intent is addressed.
  • Align investment with business goals – Knowledge of investment strategies, financial services, markets, and regulatory compliance.
  • Business Processes & Systems – Moderate understanding of business processes.
  • Knowledge of laws – Working knowledge of laws and statutory environment a plus.
  • Analytical skills – ability to understand and comprehend various data sets for analysis.
  • Technical and Financial writing – Ability to write memos on technical and financial aspects of business.
  • Problem solving – Recommends solutions to problems/issues encountered during meetings.
  • Team Orientation – Proactively addresses other departmental needs, takes personal responsibility and accountability for timely response to queries.
  • Drive for Results – Delivers results and impact for stakeholders.
  • Teamwork (Collaboration) and Inclusion – Collaborates and promotes inclusion within and across boundaries.
  • Knowledge, Learning, and Communication – Demonstrates agility for learning and a commitment to enhance one’s capacity.
  • Business Judgment and Analytical Decision Making – Analyzes available information and makes evidence-based ethical decisions.

“Interested candidates may write to jobs@dvara.com with a copy of their resume no later than December 31, 2023.”

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